/* =============================================
   BASE STYLES & VARIABLES
   ============================================= */
:root {
    --primary-color: #0A2540;
    --secondary-color: #0077FF;
    --accent-color: #FACC15;
    --text-color: #334155;
    --light-bg: #F8FAFC;
    --white: #FFFFFF;
    --border: #E2E8F0;
    --font-heading: 'Playfair Display', serif;
    --font-body: 'Inter', sans-serif;
    --transition: all 0.3s ease;
    --shadow-sm: 0 4px 14px rgba(0,0,0,0.06);
    --shadow-md: 0 10px 30px rgba(0,0,0,0.08);
    --shadow-lg: 0 20px 50px rgba(10,37,64,0.15);
    --radius: 12px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
    font-family: var(--font-body);
    color: var(--text-color);
    line-height: 1.7;
    background-color: var(--light-bg);
}

.container {
    max-width: 1180px;
    margin: 0 auto;
    padding: 0 24px;
}

h1, h2, h3, h4 {
    font-family: var(--font-heading);
    color: var(--primary-color);
    line-height: 1.25;
}

a { text-decoration: none; color: var(--secondary-color); transition: var(--transition); }
a:hover { opacity: 0.85; }

/* =============================================
   BUTTONS
   ============================================= */
.btn {
    display: inline-block;
    padding: 13px 30px;
    border-radius: 8px;
    font-weight: 600;
    font-family: var(--font-body);
    font-size: 15px;
    cursor: pointer;
    transition: var(--transition);
    border: 2px solid transparent;
}

.btn-primary {
    background-color: var(--secondary-color);
    color: var(--white);
    box-shadow: 0 4px 14px rgba(0,119,255,0.3);
}
.btn-primary:hover {
    background-color: #005ecc;
    color: var(--white);
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(0,119,255,0.35);
}

.btn-secondary {
    background-color: transparent;
    color: var(--white);
    border-color: rgba(255,255,255,0.7);
}
.btn-secondary:hover {
    background-color: var(--white);
    color: var(--primary-color);
}

/* =============================================
   NAVIGATION
   ============================================= */
.navbar {
    background-color: var(--white);
    box-shadow: 0 2px 12px rgba(0,0,0,0.06);
    position: fixed;
    width: 100%;
    top: 0;
    z-index: 1000;
    padding: 14px 0;
    transition: var(--transition);
}

.navbar.scrolled {
    padding: 10px 0;
    box-shadow: 0 4px 20px rgba(0,0,0,0.1);
}

.nav-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 20px;
}

.logo {
    display: flex;
    flex-direction: column;
    color: inherit;
}
.logo:hover { opacity: 1; }
.logo-name {
    font-family: var(--font-heading);
    font-size: 22px;
    font-weight: 700;
    color: var(--primary-color);
    line-height: 1.1;
}
.logo-sub {
    font-size: 11px;
    color: var(--secondary-color);
    letter-spacing: 1.5px;
    text-transform: uppercase;
    font-weight: 600;
}

.nav-links {
    display: flex;
    list-style: none;
    gap: 28px;
}
.nav-links a {
    color: var(--text-color);
    font-weight: 500;
    font-size: 15px;
}
.nav-links a:hover { color: var(--secondary-color); opacity: 1; }

.nav-cta { font-size: 14px; padding: 10px 20px; }

.mobile-menu-btn {
    display: none;
    font-size: 24px;
    background: none;
    border: none;
    cursor: pointer;
    color: var(--primary-color);
}

/* =============================================
   HERO
   ============================================= */
.hero {
    margin-top: 68px;
    min-height: 88vh;
    background: linear-gradient(135deg, rgba(10,37,64,0.88) 0%, rgba(0,70,160,0.75) 100%),
                url('hero-bg.png') no-repeat center center / cover;
    display: flex;
    align-items: center;
    color: var(--white);
    position: relative;
}

.hero-content {
    max-width: 620px;
    animation: fadeInUp 0.9s ease-out;
}

.trust-badge {
    display: inline-block;
    background-color: rgba(250,204,21,0.18);
    color: var(--accent-color);
    padding: 6px 16px;
    border-radius: 30px;
    font-size: 13px;
    font-weight: 700;
    margin-bottom: 22px;
    border: 1px solid var(--accent-color);
    letter-spacing: 0.5px;
}

.hero h1 {
    color: var(--white);
    font-size: 52px;
    margin-bottom: 20px;
}

.hero > .container > .hero-content > p {
    font-size: 18px;
    margin-bottom: 32px;
    opacity: 0.9;
    line-height: 1.7;
}

.hero-buttons {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
    margin-bottom: 40px;
}

.hero-stats {
    display: flex;
    align-items: center;
    gap: 20px;
    padding: 20px 24px;
    background: rgba(255,255,255,0.1);
    backdrop-filter: blur(10px);
    border-radius: var(--radius);
    border: 1px solid rgba(255,255,255,0.2);
    width: fit-content;
}

.stat {
    display: flex;
    flex-direction: column;
    text-align: center;
}
.stat strong {
    font-size: 18px;
    font-weight: 700;
    color: var(--accent-color);
}
.stat span {
    font-size: 12px;
    opacity: 0.85;
    letter-spacing: 0.5px;
}
.stat-divider {
    width: 1px;
    height: 36px;
    background: rgba(255,255,255,0.3);
}

/* =============================================
   SERVICES / PLAN CARDS
   ============================================= */
.services {
    padding: 90px 0;
    background-color: var(--white);
}

.section-header {
    text-align: center;
    margin-bottom: 54px;
}
.section-header h2 { font-size: 38px; margin-bottom: 10px; }
.section-header p { font-size: 17px; color: #64748B; }

.cards-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 28px;
}

.card {
    background: var(--white);
    padding: 36px 30px;
    border-radius: var(--radius);
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
    border: 2px solid var(--border);
    cursor: pointer;
    position: relative;
}

.card:hover, .card:focus {
    transform: translateY(-6px);
    box-shadow: var(--shadow-md);
    border-color: var(--secondary-color);
    outline: none;
}

.card.open {
    border-color: var(--secondary-color);
    box-shadow: var(--shadow-md);
}

.card-icon { font-size: 46px; margin-bottom: 18px; }
.card h3 { font-size: 22px; margin-bottom: 4px; }
.card-subtitle {
    color: var(--secondary-color);
    font-weight: 700;
    font-size: 13px;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 14px;
}
.card > p { font-size: 15px; color: #475569; margin-bottom: 14px; }

.card-toggle {
    display: inline-block;
    font-size: 13px;
    font-weight: 600;
    color: var(--secondary-color);
    transition: var(--transition);
    user-select: none;
}

.card.open .card-toggle { color: var(--primary-color); }

/* Expandable Details */
.card-details {
    display: none;
    margin-top: 22px;
    padding-top: 22px;
    border-top: 1px solid var(--border);
    animation: fadeInUp 0.3s ease;
}

.card.open .card-details { display: block; }

.card-details h4 {
    font-size: 16px;
    margin-bottom: 10px;
    margin-top: 18px;
    color: var(--primary-color);
}
.card-details h4:first-child { margin-top: 0; }

.card-details ul {
    padding-left: 18px;
    margin-bottom: 14px;
    color: #475569;
    font-size: 14px;
}
.card-details ul li { margin-bottom: 6px; }
.card-details p { font-size: 14px; color: #475569; margin-bottom: 14px; }

.card-cta {
    margin-top: 8px;
    display: block;
    text-align: center;
    font-size: 14px;
    padding: 11px 20px;
}

/* =============================================
   ABOUT
   ============================================= */
.about {
    padding: 90px 0;
    background: linear-gradient(135deg, var(--light-bg) 0%, #EEF4FF 100%);
}

.about-container {
    display: flex;
    align-items: center;
    gap: 60px;
}

.about-image { flex: 0 0 360px; }
.about-image img {
    width: 100%;
    border-radius: 16px;
    box-shadow: var(--shadow-lg);
    display: block;
}

.about-content { flex: 1; }
.about-content h2 { font-size: 36px; margin-bottom: 18px; }
.about-content p { margin-bottom: 16px; font-size: 16px; }

.benefits-list {
    list-style: none;
    margin: 20px 0 28px;
}
.benefits-list li {
    padding: 9px 0;
    font-weight: 500;
    color: var(--primary-color);
    font-size: 15px;
    border-bottom: 1px solid var(--border);
}
.benefits-list li:last-child { border-bottom: none; }

.about-cta { margin-top: 6px; }

/* =============================================
   FAQ
   ============================================= */
.faq {
    padding: 90px 0;
    background-color: var(--white);
}

.faq-list { max-width: 800px; margin: 0 auto; }

.faq-item {
    border-bottom: 1px solid var(--border);
}

.faq-question {
    width: 100%;
    text-align: left;
    padding: 20px 0;
    font-size: 17px;
    font-weight: 600;
    color: var(--primary-color);
    background: none;
    border: none;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    transition: var(--transition);
    font-family: var(--font-body);
}
.faq-question::after {
    content: '+';
    font-size: 22px;
    font-weight: 300;
    color: var(--secondary-color);
    flex-shrink: 0;
    transition: var(--transition);
}
.faq-question[aria-expanded="true"]::after { content: '−'; }
.faq-question:hover { color: var(--secondary-color); }

.faq-answer {
    display: none;
    padding: 0 0 20px;
    color: #475569;
    font-size: 15px;
    line-height: 1.75;
    animation: fadeInUp 0.3s ease;
}
.faq-answer.open { display: block; }
.faq-answer strong { color: var(--primary-color); }

/* =============================================
   CONTACT
   ============================================= */
.contact {
    padding: 90px 0;
    background: linear-gradient(135deg, #EEF4FF 0%, var(--light-bg) 100%);
}

.contact-card {
    display: flex;
    background: var(--white);
    border-radius: 20px;
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.contact-info {
    flex: 1;
    padding: 54px 44px;
    background-color: var(--primary-color);
    color: var(--white);
}
.contact-info h2 {
    color: var(--white);
    font-size: 30px;
    margin-bottom: 12px;
}
.contact-info > p {
    opacity: 0.8;
    margin-bottom: 32px;
    font-size: 15px;
}

.info-item {
    margin-bottom: 22px;
    display: flex;
    flex-direction: column;
    gap: 4px;
}
.info-item strong {
    color: var(--accent-color);
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: 1.2px;
}
.info-item a, .info-item span {
    color: var(--white);
    font-size: 17px;
    font-weight: 500;
}
.info-item a:hover { color: var(--accent-color); opacity: 1; }

.contact-form {
    flex: 1.2;
    padding: 54px 44px;
}
.contact-form h3 {
    font-size: 24px;
    margin-bottom: 28px;
}

.form-group {
    margin-bottom: 20px;
}
.form-group label {
    display: block;
    margin-bottom: 7px;
    font-weight: 600;
    color: var(--primary-color);
    font-size: 14px;
}
.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 12px 15px;
    border: 1.5px solid var(--border);
    border-radius: 8px;
    font-family: var(--font-body);
    font-size: 15px;
    color: var(--text-color);
    background: var(--white);
    transition: var(--transition);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--secondary-color);
    box-shadow: 0 0 0 3px rgba(0,119,255,0.12);
}
.form-group textarea { resize: vertical; }

.form-submit {
    width: 100%;
    padding: 14px;
    font-size: 16px;
    margin-top: 6px;
}

.form-success {
    background: #ECFDF5;
    border: 1px solid #6EE7B7;
    color: #065F46;
    padding: 16px;
    border-radius: 8px;
    font-weight: 600;
    margin-bottom: 20px;
    font-size: 15px;
}

/* =============================================
   FOOTER
   ============================================= */
footer {
    background-color: #040F1E;
    color: #94A3B8;
    padding: 50px 0 30px;
}

.footer-top {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: 30px;
    flex-wrap: wrap;
    padding-bottom: 30px;
    border-bottom: 1px solid rgba(255,255,255,0.08);
    margin-bottom: 24px;
}

.footer-brand { display: flex; flex-direction: column; gap: 4px; }
.footer-brand .logo-name { font-size: 20px; color: var(--white); }
.footer-brand .logo-sub { font-size: 11px; }

.footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
.footer-links a { color: #94A3B8; font-size: 14px; font-weight: 500; }
.footer-links a:hover { color: var(--white); opacity: 1; }

.footer-contact { display: flex; flex-direction: column; gap: 8px; }
.footer-contact a { color: #94A3B8; font-size: 14px; }
.footer-contact a:hover { color: var(--white); opacity: 1; }

.footer-bottom { text-align: center; }
.footer-bottom p { margin-bottom: 10px; font-size: 13px; }
.disclaimer {
    font-size: 14px;
    max-width: 820px;
    margin: 15px auto 0;
    color: #94A3B8;
    line-height: 1.6;
}
.disclaimer a { color: #94A3B8; }

/* =============================================
   ANIMATIONS
   ============================================= */
@keyframes fadeInUp {
    from { opacity: 0; transform: translateY(18px); }
    to   { opacity: 1; transform: translateY(0); }
}

.reveal {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity 0.65s ease, transform 0.65s ease;
}
.reveal.visible {
    opacity: 1;
    transform: translateY(0);
}

/* =============================================
   RESPONSIVE
   ============================================= */
@media (max-width: 960px) {
    .nav-links, .nav-cta { display: none; }
    .mobile-menu-btn { display: block; }

    .nav-links.mobile-open {
        display: flex;
        flex-direction: column;
        position: absolute;
        top: 68px;
        left: 0;
        width: 100%;
        background: var(--white);
        padding: 20px 24px 28px;
        box-shadow: 0 10px 20px rgba(0,0,0,0.1);
        gap: 12px;
        z-index: 999;
    }

    .hero h1 { font-size: 36px; }
    .hero-stats { flex-wrap: wrap; }

    .about-container { flex-direction: column; }
    .about-image { flex: none; width: 100%; }

    .contact-card { flex-direction: column; }
    .contact-info, .contact-form { padding: 36px 28px; }

    .cards-grid { grid-template-columns: 1fr; }

    .footer-top { flex-direction: column; gap: 22px; }
}

@media (max-width: 560px) {
    .hero h1 { font-size: 30px; }
    .hero-buttons { flex-direction: column; }
    .section-header h2 { font-size: 28px; }
    .about-content h2 { font-size: 28px; }
}